BUNISTA SACCO operates Back Office Services

Share Capital

• Gives a member ownership rights
• Minimum share capital Kshs. 24,000.00
• Earns dividend annually
• Transferable to other members upon exit non-refundable

Non-withdrawable Deposits

This is the most popular savings facility in the SACCO.

It has the following features:

• Minimum monthly contribution Kshs. 2,000.00
• Earns interest annually
• Entitles member to loans upto 4 times
• One can adjust the monthly savings as and when is necessarу.
• Savings are used as collateral for loans.

Christmas Package Scheme

The scheme has the following features:

• Membership fees Kshs. 1,000.00
• Minimum contribution Kshs. 1,000.00
• Total savings contributed for twelve months earn an
• interest of 6% pro-rata.

Education Savings Scheme

The scheme has the following features:

• Membership fees Kshs. 1,000.00
• Minimum contribution Kshs. 1,000.00
• Total savings contributed for twelve months earn an interest of 6% pro-rata.

Benevolent and burial fund

The scheme has the following features:

• No membership fees
• Monthly contribution Kshs. 500.00/1000.00